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BIVIAL AG

BIVIAL AG

Payment Provider
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Description

Bivial AG is a Swiss fintech company regulated by FINMA under the Swiss Federal Banking Act (Art. 1b), offering modern digital accounts and cross-border payment infrastructure tailored for online businesses, e-commerce platforms, affiliates, and high-risk verticals like crypto. Since its rebrand in late 2024, Bivial continues to build upon Swiss regulatory trust and expand its global financial reach.

Products & Services

  • Multi-Currency IBAN Accounts

    Provision of Swiss IBANs that support multiple currencies for both accepting payments and sending payouts across global markets.

  • Cross-Border Payment Processing (SEPA / SWIFT)

    Enables global and local payment routes via API or dashboard, across over 160 countries and supporting 90+ currencies, including recent expansions to CZK and SGD.

  • Real-Time Payment Automation

    Built on a proprietary API-first infrastructure designed for online enterprises to automate treasury, reconciliation, and payment workflows.

  • Visa Principal Merchant Services

    Direct Visa network membership ensures streamlined card acceptance and payment flows for merchants.

  • Digital Treasury & FX Management Tools

    Dashboard and automated backend tools for managing FX exposure, holding funds in multiple currencies, and executing digital disbursement strategies.

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