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BIVIAL AG

BIVIAL AG

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Description

BIVIAL AG: Corporate Banking & Payment Solutions for Digital Businesses

Bivial AG (formerly Klarpay AG) is a Swiss-regulated financial institution based in Zug, specializing in corporate banking and cross-border payment solutions for digital businesses. Authorised by FINMA under the Swiss Federal Banking Act (Article 1b), Bivial AG bridges the gap between traditional banking and the digital economy by providing a robust financial infrastructure.

Enabling High-Growth Digital Sectors

The business model focuses on high-growth, high-volume sectors often underserved by traditional banks. This includes e-commerce, affiliate networks, social media influencers, and key industries such as iGaming, marketing, and fintech. By serving these markets, Bivial AG empowers digital enterprises with the financial tools they need to scale.

Modern Swiss Accounts for Global Operations

Bivial AG provides comprehensive financial infrastructure tailored for borderless digital enterprises, emphasizing regulatory credibility and technical innovation. Key offerings include:

  • Scalable, multi-currency accounts
  • Proprietary cloud-based payment infrastructure
  • A single dashboard and API-driven access to global banking rails
  • Ability to collect and disburse funds in over 90 currencies across 160+ countries

Positioning itself as a primary "modern Swiss account," Bivial AG empowers merchants to manage their global payments efficiently and securely.

Partner with Bivial AG

Discover how Bivial AG can support your digital business with tailored corporate banking and payment solutions. Contact us today to learn more about our services for the iGaming and other digital industries.

Products & Services

  • Multi-Currency IBAN Accounts

    Provision of Swiss IBANs that support multiple currencies for both accepting payments and sending payouts across global markets.

  • Cross-Border Payment Processing (SEPA / SWIFT)

    Enables global and local payment routes via API or dashboard, across over 160 countries and supporting 90+ currencies, including recent expansions to CZK and SGD.

  • Real-Time Payment Automation

    Built on a proprietary API-first infrastructure designed for online enterprises to automate treasury, reconciliation, and payment workflows.

  • Visa Principal Merchant Services

    Direct Visa network membership ensures streamlined card acceptance and payment flows for merchants.

  • Digital Treasury & FX Management Tools

    Dashboard and automated backend tools for managing FX exposure, holding funds in multiple currencies, and executing digital disbursement strategies.

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