
PagSmile
Description
A global financial technology company and payment service provider (PSP)
Specializing in bridging international merchants with the Latin American (LATAM) market. Founded in 2012 with headquarters in São Paulo and Beijing, the company leverages dual expertise in Chinese and Latin American payment ecosystems to offer localized, cross-border financial solutions. It serves as a critical infrastructure layer for businesses—ranging from e-commerce and SaaS providers to iGaming and mobile game developers—enabling them to accept local currencies and alternative payment methods (APMs) in high-growth regions. PagSmile acts as a comprehensive payment gateway for B2B payment processing.
Key PagSmile Solutions for Global Merchants
PagSmile's service ecosystem is built around an "all-in-one" API designed for speed, scale, and high conversion. Core components include:
Pay-in & Pay-out Solutions
- PagSmile facilitates seamless money flow by supporting local payment methods. This includes instant payments like Brazil’s PIX, bank transfers, credit/debit cards with local processing (which yields higher approval rates), and vouchers for unbanked populations (such as Boleto Bancário in Brazil and OXXO in Mexico).
Specialized iGaming & Digital Services
- As a partner for the iGaming industry, PagSmile powers top-up platforms (like Smile.one) and provides tailored features such as card tokenization for one-click micro-transactions, subscription management for SaaS, and high-volume mass payouts for affiliates and gig economy workers.
Growth & Marketing Localization
- Beyond payments, PagSmile offers a strategic "Marketing Localization" suite through its LinkMe platform. This provides merchants with access to Key Opinion Leaders (KOLs) and influencers worldwide, helping brands establish a local presence and build trust in non-English speaking markets.
Security & Operations
- Utilizing an AI-driven anti-fraud engine and 24/7 customer support in local languages (Spanish and Portuguese), PagSmile maintains a robust environment for processing transactions monthly. Its infrastructure is further optimized through strategic partnerships with providers like Cloudflare.
With a strong presence in Latin America, Asia-Pacific, and the Middle East, PagSmile empowers global brands—including Tencent, NetEase, and TikTok—to navigate emerging markets with a unified, transparent, and data-rich financial dashboard.
Ready to streamline your payments in Latin America? Contact PagSmile today to learn more about our B2B payment processing and API integration services.
Products & Services
Cross-Border Pay-ins & Local Payments
Pagsmile provides a unified payments platform that allows global companies to accept payments in over 30 countries. The service integrates all local payment methods (such as Pix in Brazil, credit cards, and digital wallets) into a single checkout experience, helping businesses in sectors like gaming, e-commerce, and SaaS drive higher conversion rates in emerging markets.Mass Payouts
This service enables businesses to send money to partners, influencers (KOLs), or vendors globally with just a few clicks. The payout solution is designed for speed and scale, allowing for international money flow and mass distributions while managing the logistics of different currencies and regional banking requirements.Global Issuing & Digital Settlements
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