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Xpate

Xpate

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Description

xpate is a fintech platform and cross-border payment specialist

Founded in 2018 and headquartered in London, xpate acts as a centralized bridge between traditional banking systems and modern e-commerce. It offers a data-centric approach to multi-currency processing, enabling enterprises and high-growth startups to manage their entire financial lifecycle without the friction of juggling multiple providers.

Comprehensive Payment Solutions

xpate integrates acquiring, business accounts, and card issuing into a single interface. This comprehensive platform delivers robust enterprise payment solutions with high-performance "money movement" and real-time settlement capabilities, providing a reliable payment gateway for global operations.

  • Access to over 70 local payment methods across more than 100 countries.
  • Proprietary xpate dashboard for advanced analytics and automated reconciliation.
  • Designed to optimize cash flow and reduce operational overhead.

Specialized for iGaming & E-commerce

Tailored for high-volume sectors like the iGaming industry, e-commerce, and professional services, xpate provides solutions that empower merchants to scale internationally. Our platform supports efficient iGaming payments with transparent pricing and streamlined cross-border transfers. Key benefits include:

  • Tools for GGR optimization, crucial for growth in the competitive iGaming landscape.
  • Seamless API integration for rapid deployment and customization.
  • Support for global igaming centre operations, ensuring consistent service.

Security & Regulatory Compliance

xpate prioritizes security with robust anti-fraud protocols and PCI DSS Level 1 certification. We are committed to maintaining high standards of regulatory compliance across all operations.

Get Started with xpate

Ready to enhance your global payment infrastructure? Contact xpate today for a demo of our enterprise payment solutions and discover how our platform can support your business growth.

Products & Services

  • Global Card Acquiring & Online Payments

    xpate provides a unified platform for accepting online payments via Visa and Mastercard (as a principal member), as well as Apple Pay, Google Pay, and various digital wallets. The service features API integration, custom payment pages, and "payment links" for businesses to collect funds across 150+ currencies with high acceptance rates.

  • Multi-Currency Business Accounts (IBANs)

    The platform offers dedicated multi-currency accounts with individual IBANs, allowing businesses to manage their daily banking and payment settlements in one place. These accounts enable users to hold funds, exchange currencies, and execute SEPA or SWIFT transfers without the traditional complexities of a brick-and-mortar bank.

  • Global Payouts & Fund Management

    xpate facilitates cross-border payouts to cards and bank accounts worldwide. This is managed through a "Smart Dashboard" that provides real-time visibility into total balances, monthly sales, and subscription growth, helping businesses automate their outgoing cash flow and scale internationally with transparent pricing.

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